The Hawaii Admirer
Hawaii Travel Insurance

Hawaii Travel Insurance, Do I Need It?

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Hawaii travel insurance, that’ll be a YES from me!

If you are traveling to Hawaii, you are visiting the United States of America, and travel insurance is a must.

Let me tell you a true story…

On a previous Hawaii trip, I had to help a lady who’d had a seizure, lost consciousness and ended up in the hospital. To my surprise, and thank goodness, she kept a meticulous Travel Wallet. I found it with her belongings and was able to provide much-needed information to medical staff on her behalf.

This is crucial in the U.S. because hospitals want to see your proof of identity and Travel Insurance details. If you have Medical Coverage, they need to find out what it is and start the paperwork immediately. If you don’t have Medical Coverage, it can affect your treatment options and you’ll likely have to foot the bill out-of-pocket.

The estimated cost of an ambulance ride in Hawaii starts from $1000, an emergency room visit from $2000, and a hospital stay from $1000 per day. It’s no joke! Three stitches in my thigh at a Waikiki medical clinic once cost me $600!

For me, Travel Insurance is non-negotiable and I always sourced mine through Cover-More.


In my opinion, medical coverage is the biggest reason you need travel insurance in Hawaii, but there are many other benefits including protection against travel delays, cancellations, loss of luggage, and more.

When I lived in Australia and traveled to Hawaii regularly, I always took out an annual travel insurance policy with Cover-More. This type of policy worked for me because I traveled so often and it was an affordable plan, but you can also get a one-off policy for an individual holiday.

My Travel Agent friend first introduced me to Cover-More, this was the company her Travel Agency recommended. They provide high-quality travel insurance to travelers in Australia, New Zealand, the United Kingdom, and the United States.

  • It’s trusted by 18 million travelers worldwide, they’ve been around for over 30 years!
  • They have a great Customer Experience Rating (Source: Feefo)
  • While abroad you can rest easy knowing you have 24/7 Emergency Assistance

If you’d like to get an obligation free quote to see what they can offer you, visit Cover-More.

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